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Germany · Travel money

What Currency Is Used in Germany?

Germany uses the euro (EUR). Learn why carrying some cash is still useful, how cards fit in, and what travelers should check before paying.

Germany currency
EUREuro
Quick answer: The currency used in Germany is the Euro (EUR), commonly shown as .
CurrencyEuro
CodeEUR
Symbol

How to pay in Germany

Germany uses the euro. Cash remains popular, even though many shops can accept debit or credit cards. A practical setup is to carry some euros for smaller businesses while keeping a card available for larger purchases, hotels and transport where cards are accepted.

Cash, ATMs and exchange

ATMs are widely available in cities and towns. Your home bank and the ATM operator may each charge fees, so review the fee screen before confirming a withdrawal. If a terminal offers to convert the charge into your home currency, compare that conversion with your card issuer’s rate.

A local payment detail worth knowing

Do not assume a card will work everywhere just because contactless payment is common in many places. Bakeries, kiosks and small independent businesses may still prefer cash or a particular card network.

Before you travel
  • Check whether your card charges foreign-transaction or ATM fees.
  • Keep a backup payment method separate from your main wallet.
  • When an ATM or terminal offers to convert the charge into your home currency, compare the rate before accepting.

Keep a small amount of euro cash for low-value purchases and a backup payment method in a separate place.

Useful travel-money gear